About Independent Health Agents

Independent Health Agents is an independent insurance agency dedicated to helping residents and employers find the best health insurance policy for each individual’s needs. We provide the information and tools to shop for individual health policies without having to talk to a high pressure sales agent. Our online comparison tools allow you to compare health benefits, rates, doctor and hospital networks, and health coverage options from different insurance companies, and our licensed agents are available to offer advice and assist you with all of your questions.

Find What Plans Your Doctor Accepts

Find Every Plan In Your Area

Calculate Your Subsidy

Live Chat Our Agents

Apply On Or Off the Exchange

Apply in Under 5 Minutes

Days Until Open Enrollment

Our Philosophy: Provide a Better Way to Buy Health Insurance

We provide one-stop shopping. We are a licensed, independent insurance agency in 47 states, with no allegiance to any one insurance company. If there is a good health insurance product available, we have it. We work with insurance companies that have an A.M. Best Rating of A- or better.

Affordable Care Act (ACA) Experts. We are experts in the new Affordable Care Acts (ACA). We provide free assistance obtaining subsidies and tax credits as well as enrollment through the marketplace and healthcare.gov.

Best Prices. Health insurance rates are regulated by the Texas Department of Insurance. Whether you buy from us, another agency, or directly from a health insurance company, you will pay the same monthly premium for the same plan.

We respect your privacy. We protect your private information. Unlike most insurance websites, we offer free health insurance quotes without asking for any personal information. You can even ask your questions anonymously with our live chat tool.

What Makes Us Different

Almost anyone can become an insurance broker. This is apparent by the hundreds of websites offering health insurance services. However, most of these websites sell insurance policies in almost every state and are not familiar with a state’s insurance market. Other websites sell your information to several local agents and have them compete for your business.

Independent Health Agents will never distribute or sell your information. We have local, licensed agents that are available to offer individual consultations and answer your questions.

Our state-of-the-art online quoting tool allows you to compare health benefits, rates, networks, and health coverage options from top Texas companies. We never need to use phrases like “benefits vary by state” or “not available in every state.” Any data you enter in our online health quote form is only for the purpose of an initial cost comparison and will be kept confidential. We are dedicated to helping you get the most effective and affordable health insurance.

How It Works

Get Quotes

View & compare quotes online or call one of our licensed agents.
We don’t require your contact information to get quotes and won’t pester you with emails.

Compare Plans

Use our doctor & prescription finder to help find the right plan for you, or use our live chat or phone support for a personal touch.

Enroll Online

We offer quick and easy enrollment both on-and-off the exchange, without the hassle of healthcare.gov.

Year Round Insurance Support

Our team is available year-round to help you navigate your insurance needs beyond open-enrollment. Don’t wait on hold with carriers, call us instead!

Contact Us

Individual Health

Dental & Vision

Business/Group Quotes

Short Term Health Insurance

Contact Us

Apply Today

 
Excellent
Based on 130 reviews
Jennifer Reas
Jennifer Reas
2024-06-01
By far this was a life changing experience. I went in with low expectations thinking there was absolutely no way I could get a good healthcare plan, this was going to be a waste of time and I would end up on the phone with someone in India or Singapore. However, I got Michael. He was absolutely beyond exceptional, he worked with me for weeks until I knew every available option, he was personal, friendly, honest, and patient, he did not pester or insist on any rash decisions. He gave me time, kept me informed so I understood everything every step of the way. He truly went above and beyond, he exceeded every possible expectation, he was kind, and helped me get the plan that was right for my family. It seems rare today to get outstanding customer service but when I say this Agent knows what it takes to truly provide a quality product with phenomenal customer service I truly mean it. Michael is going places, there is no doubt in my mind. A true keeper. Thank you again, it truly was a pleasure.
Silas Ramsey
Silas Ramsey
2024-05-02
Mike Desnoyers was extremely professional, helped me find a great rate, and overall I had an incredible experience. Would 100% recommend to anyone shopping around for any kind of health insurance and I'll more than likely give Mike's number to anyone I know who happens to be shopping around.
Jalen Johnson
Jalen Johnson
2024-05-02
Mike Desnoyers helped find an affordable option after my Medicaid lapsed. He took the time to find the one my current doctor takes along with the facility. It is an odd circumstance but he helped cancel my ineffective policy for a useful one.
Marie Stumphauzer, FNTP
Marie Stumphauzer, FNTP
2024-05-01
Faced with moving to OH from another state and being a business owner, we really needed help finding a healthcare plan that would work for our needs. Jeff Hereford did a great job guiding us and helping us to get set up. When our needs changed, he was very efficient in making the adjustments. I wouldn't hesitate working with Jeff again in the future and highly recommend his services.
juan benites
juan benites
2024-03-20
Excellent service from Mike. Helped me get my family covered.
Hendrix Ihezie
Hendrix Ihezie
2024-03-01
Mike Desnoyers is the very best health insurance agent you could ever ask for. Mike took the time to fully and completely explain all of my options and the different benefits and detractions with each policy. I was worried about getting health insurance as a self-employed individual but Mike found THE perfect policy for me and my family. He was never pushy and instead just made sure that he broke every single thing down and gave me all the information I could think of and couldn't think of. He is truly a professional of the highest order and degree. I feel sorry for people who have to shop their health insurance with other agents because I know compared to Mike they are getting cut-rate service. I will trust Mike with ALL of my health insurance needs moving forward and will refer all of my friends and family. I thank GOD I was able to connect with Mike to get my family covered!
Bobby Eaton
Bobby Eaton
2024-03-01
Mike is great to work with. Very personable and responsive. Highly recommend!
elizabeth Elias
elizabeth Elias
2024-02-29
Mike Desnoyers was very helpful in signing me up to the right dental insurance.
Lauren McRae
Lauren McRae
2024-02-19
Have had a great experience with my health insurance agent thus far! Renewal was easy and straight forward. Mike Desnoyers has been a great help and look forward to renewal next year.
Jameson Travers
Jameson Travers
2024-01-25
Mike Desnoyers is the absolute best! Could not recommend him more. He was extremely helpful both this year and last year getting me situated with the perfect plan based on my needs. Ive had bad experiences with Insurance agents in the past, Not Mike. The guy is amazing to work with and extremely knowledgeable. Go see Mike and he will to let you down!!